Privacy Policy
How Rey Sucgang, trading as Mortgage With Rey on behalf of Your Future Financial Limited (trading as Mortgage Express), collects, uses and protects your personal information.
What We Collect
To provide our mortgage advice services, we collect personal information about you — where reasonably possible, directly from you. This can include your identity and contact details, financial and credit information, employment details, and information required to meet our legal and compliance obligations (including anti-money laundering and countering financing of terrorism requirements).
There may be times we need to collect information about you from other sources. This can include publicly available information, and information from third parties such as lenders, insurers, product providers, credit reporting agencies, employers, government agencies, public registers, and other professional advisers relevant to the services we're providing. Where we collect information about you from sources other than you directly, we'll take reasonable steps to notify you and, where required, obtain your consent.
How We Use Your Information
Your information is used to:
- Provide advice and recommendations tailored to your circumstances.
- Assess your eligibility for financial products.
- Arrange and manage lending on your behalf.
- Process applications and ongoing servicing.
- Verify your identity and meet our legal obligations.
- Communicate with you and relevant third parties involved in your application.
How We Share Your Information
By providing your personal information to us (or permitting us to collect it), you consent to us collecting, holding, using and sharing that information for the purposes disclosed here — including delivering advice and meeting our legal and regulatory obligations. We share information with the parties reasonably necessary to arrange and manage your lending, such as banks and other lenders, credit reporting agencies, and relevant government or regulatory bodies. We do not sell your personal information.
Your Rights
Under the Privacy Act 2020, you may ask to access or correct the personal information we hold about you at any time. If you have a concern about how your information has been handled, you're welcome to raise it directly with us — see our complaints process for how this works.
Questions About This Policy
If anything here is unclear or you'd like more detail on how your information is handled, get in touch directly:
- Adviser
- Rey Sucgang
- Phone
- 021 0294 0682
- rey@mx.co.nz